from the best, it doesnt matter in case the a lot more is established into the financing or perhaps the c/good, it’s still prominent protection in the event that their in a choice of one of it. of the leftover. i wouldnt understand how it works here. (seek the advice of their once again perhaps?)situation 2 https://speedycashloan.net/payday-loans-mi/ = semi-flexi only has step one membership. so as that your own to reduce your own principal, the bucks Need certainly to borrowing from the bank to the homes mortgage membership (at the mercy of LO TnC). people percentage made to your own c/a bring nothing in connection with your own dominant as these accs are not linked. so that the second manager is actually “korek”. =)

Indeed getting scenariio step 1= I asked new administrator concerning your antique financing, she told you not flexi next suggest me personally better to just take other fully flexi plan.

Scen dos= making this “korek” haha. You form whatever most commission so you can mortgage a great/c usually subtract the principal amte compared to that LO, how about the fresh T&C reported that we have to offer improve observe and also make additional percentage. although officer said not need since their LO not revise, new LO still according to the dated one to, however the bank system already revise. How come ? I’m frightened immediately after finalizing often be sorry for later on, the mth needs to see lender to provide down-payment .

Reached revise lender?

.As to the reasons try not to such as completely flexi? Or no day make downpayment should update financial, we wld instead take totally flexi. Save time.

Read and additionally Hleong islamic no locking months, promise you might tell us for those who got people futher details. Thx.

Indeed for scenariio 1= I inquired the brand new manager regarding the old-fashioned financing, she said maybe not flexi following recommend myself best to grab almost every other completely flexi plan.

Scen dos= so this is “korek” haha. You mode any kind of most fee in order to financing good/c often deduct the main amte to that particular LO, think about the new T&C stated that we should instead promote advance observe while making most payment. although manager explained n’t need as their LO maybe not improve, the newest LO nonetheless according to research by the old one, however the bank system currently revision. How does ? I am frightened once finalizing often be sorry for after, all mth has to see lender provide advance payment .

Reached revision lender?

.As to why don’t such as for instance completely flexi? Or no go out create down-payment has to update lender, we wld instead just take completely flexi. Save time.

Heard as well as Hleong islamic zero locking several months, hope you could potentially give all of us for those who had any futher details. Thx.

whether its partial otherwise full flexi, its pretty much the exact same thing. just think of it while the a manual automobile otherwise car vehicles. highest FC or more-keep charges to your benefits vs even more feet work on decreased maintaince cost. relatively speaking.

of personal views, i am going to state wade complete-flexi if you have the even more dollars whenever you going in order to move the bucks that frequently.

i am not saying totally sure on UOB’s pratices, however, u can discuss with this new officials what kind of see to make the more percentage? over the counter find, thirty day period find ahead an such like.

Does any one with this particular financing plan. Pls show certain white in my opinion. My personal main priority is the improve/prepayment. Let’s say mthly payment was RM1k, and that i pay RM1.5k all of the mth to the financing a beneficial/c. Really does this new RM500 commonly deduct regarding Dominant amt , following reducing the notice charges?

One to said”No”, the extra fee will playground on good/c and you may apply as the good mthly installment whenever due. Observe has to be provided to lender if require the extra commission as deduct the main. She suggest me to take-up a full flexi home loan.