Playing with Roth IRA to own very first house get Unanswered subject areas Energetic subject areas Browse There can be a supply that allows first-time homebuyers to help you dump doing $10k of money off an excellent Roth IRA to utilize toward the latest acquisition of a primary family tax and you may punishment-free. I’m hoping the fresh Bogleheads can be clarify something I found into the my search: “After you withdraw Roth IRA money, the fresh Irs usually remove the money given that contributions until you withdrawn a full number you’ve put into the account historically.