Can it be worth placing down fifty% into the property? The new quick answer is yes, you can aquire property in place of a downpayment. While in the market for a normal home loan, although not, you are going to need to make a down payment. Discover a no-down old-fashioned home loan, you would need to get a national-supported loan. Speaking of mortgage loans your government means, to provide less of a threat in order to lenders due to the fact regulators commonly cover new economic reduction in the scenario of a default. Additionally, it means most loan providers will give a whole lot more easy off commission criteria and interest rates which can be substandard. For many who be eligible for an effective Virtual assistant mortgage or a great USDA financing, you could already get property with no money off.