Navigating the application Techniques to have a house Equity Loan Do you have a house that have a primary home loan which you had been paying down for some time and therefore are wanting an effective way to availableness a serious sum of money to fund specific then costs? In that case, a house equity financing, in addition to commonly referred to as a moment mortgage, could be the perfect service. This type of loan enables you to access the newest security oriented right up of your house over the years.