HFA Popular and HFA Advantage Plus Next Mortgage Could you be doing your own trip as a first-time homebuyer for the Fl? You will need additional aide. Skyrocketing home values-which were increased because of the COVID-19 pandemic coupled with soaring mortgage rates of interest have made it even more difficult to own first-big date homebuyers in the Fl to split to the industry. The newest annual median household earnings inside the Florida try $61,777, because mediocre earnings for somebody on the condition is $thirty five,216.