What you should do If you don’t Credit Be eligible for Georgia Dream Desk of Material The brand new Va financial work for is one of the oldest and most well known army benefitsthose who suffice a minimum amount of time in energetic services get meet the requirements to apply for a beneficial Virtual assistant home loan that have no money down, flexible credit assistance, therefore the capability to re-finance the fresh new Va home loan from the a later on go out. Although Va home loan is not the just seasoned-amicable mortgage alternative. Depending on the county you live in, you that will help on the way to homeownership. The condition of Georgia Institution regarding Neighborhood Affairs (DCA) created the Georgia Fantasy System to aid earliest-date homebuyers get construction using government supported finance along with Va, FHA, USDA, and you may particular conventional mortgages. This method aims especially in the beginning-big date homebuyers and while that isn’t exclusive in order to pros and you may currently offering servicemembers, you will find a tier off recommendations exclusively for armed forces users, basic responders, or any other certified individuals.