Dangers of to buy a house having poor credit Another around the world accepted financial and financial institution, Lender away from America was a huge in the industry. If you’re its minimal credit score criteria try a little greater than brand new most other lenders towards our very own checklist, they however welcomes people inside the fair credit history diversity. It’s mortgage, refinance and you will family collateral fund. Every day financing pricing try clearly printed towards the their site, and you can pre-qualify on the internet. Players regarding program may be needed to take academic courses by the HUD-acknowledged financial advisors. They might should also obtain financial insurance coverage. Financial away from America’s mortgage software: Antique, jumbo, FHA, Virtual assistant, Freddie Mac Household You are able to financial and you can Bank regarding America’s Reasonable Loan Provider home loan program Its Sensible Financing Service program is available with only a small amount because step 3% off and also lower income standards Minimal credit rating: 580 Lowest down-payment: 3% Quicken Money is one of the largest mortgage lenders regarding the United states.