Getting home financing when youre self-operating Are you a best proprietor, to your offer, or an excellent freelancer? Don’t let you to definitely put you out-of applying for home financing. Here are 6 methods in order to trying to get home financing if the you’re worry about-functioning step 1. Discover what form of funds you qualify for Centered on the mediocre monthly earnings and you may costs, have fun with our very own bond payment calculator to determine how much financing you could potentially qualify for. 2. Look at the credit history Look at your credit score. When you yourself have short-identity financial obligation, do your best to spend that out of while increasing your creditworthiness. Without having much of a credit record to dicuss off, start with building one up and you will honoring the month-to-month repayments on big date. Contact Rawson Money or your financial or bond founder for recommendations with the enhancing your credit rating before applying to own home financing.