One way to Separated Earnings Together with your Companion: A good Spousal Loan The idea of one to spouse lending currency to another may sound a bit uncommon. Anyway, you did promise become together with her to possess wealthier and you may poorer. Therefore, why would you mortgage your lady money? For most partners, it’s a terrific income tax approach. A variety of Earnings Breaking Apart from retirement splitting, there aren’t different ways to out a good couple’s income. If a person partner brings in significantly more compared to the other, several credit and you can deductions are moved within tax go out yet not much else you could do to minimize the greater earner’s goverment tax bill.