For the FHA fund, the worth of the mortgage cannot meet or exceed a certain amount, that is mainly based mostly into the geography High fico scores called for Profit set-aside in the closing, possibly enough to make an effective year’s property value mortgage payments Down payment to 20% out-of price The maximum amount inside the places that a house opinions try seemingly reduced is simply more than $275,100. Inside the large-really worth segments, the maximum mortgage is really as large since the $636,100.