A great disclosure is not needed simply because the a loan requires non-amortizing otherwise partly amortizing money cuatro. Rebates out-of third party charges. Regardless if charge enforced from the third parties are rebated, they have to be expose. (Comprehend the comments so you’re able to (d)(7).) Preferred-rates terms (9) Negative amortization. An announcement one to bad amortization ortization increases the prominent harmony and you will reduces the buyer’s collateral on house. step one. Revelation called for.