Are Gutters Required for an excellent Va Mortgage? Residents tend to get gutters for granted up to it is the right time to rating on the roof and clear the fresh departs or handle liquid water drainage issues. Part of the Virtual assistant loan application procedure try making sure an effective assets entry the fresh Va assessment and you will evaluation procedure. This is how having performing gutters will come in. Appraisers have fun with the three s’s to determine in the event that a house is safe, structurally voice, and you will sanitary. Prior to interested homebuyers should buy a house, your house need to be repaired in accordance with the three s’s, along with other Minimal Property Criteria (MPR) place by You.S.