Staying separate levels you may code financial vulnerability Anthony Martin, Chief executive officer and you can creator preference Shared, said that all the way down-money households are most likely getting independent account are an indication of financial vulnerability. They could choose that have separate account because they can more readily realize exactly how much of its private income may go into the individual discretionary circumstances or perhaps to make sure they aren’t overspending the personal budget. In addition it indicates, Martin told you, one to straight down-earnings homes like to provides the account split up when your relationship can not work.